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PayPal Casinos: Where PayPal Works and How Payouts Work

PayPal only works at casinos it has approved in licensed markets. Where PayPal casinos exist, fees, withdrawal rules and why offshore sites cannot offer it.

By Bruce Marshall Fact-checked by 99 Casinos Editorial Team Updated 8 min read

Advertiser disclosure We may earn a commission when you open a casino through our links. Payment never buys a place on a list or a better rating. Editorial policy · 18+

A PayPal casino is a licensed online casino that PayPal has approved to take gambling payments. PayPal does not allow gambling payments by default: its policy allows approved gambling merchants only in jurisdictions where the activity is legal, and approved merchants must block players in places where it is not. In practice that means PayPal is found at casinos licensed in regulated markets such as Great Britain, some European countries with national licences and US states with legal online casinos, and not at offshore casinos. None of the offshore or Malta-licensed casinos we list shows PayPal in its payments information, so this page has no casino list. It explains where PayPal works, what it costs and how deposits and withdrawals work, checked on 8 October 2026.

PayPal’s gambling rule in plain English

PayPal treats gambling as an activity that needs its approval in advance. Its US help page puts it bluntly: without an approved merchant, account holders may not use PayPal to send or receive payments for gambling, including wagers, gambling debts and winnings. To be approved, a casino has to show PayPal that it holds the licences the law requires and that it can keep out customers from jurisdictions where its games are illegal.

Three consequences follow for players:

  • You will usually find PayPal only at casinos that hold the licences their markets require, and even then not at every licensee.
  • If an offshore site claims to accept PayPal, the payment is either routed through a third party or the claim is out of date. Paying a gambling site that way breaks PayPal’s rules and can get your PayPal account limited.
  • A PayPal casino is, by definition, one that a regulator and PayPal have both checked, which is a useful safety signal in itself.

Where you can use PayPal at online casinos

PayPal does not publish a list of countries where it approves gambling merchants. The table shows the markets where licensed operators offer PayPal in their own banking pages, and the regulator that licenses them.

Market Regulator PayPal at casinos? What to know
Great Britain UK Gambling Commission At many, not all, licensees Sky Betting and Gaming brands, including Sky Vegas, say they no longer accept PayPal. A PayPal balance funded by a credit card cannot be used for gambling.
Germany Gemeinsame Glücksspielbehörde der Länder (GGL) At selected whitelisted operators Only operators on the GGL whitelist are permitted; deposit limits apply across operators.
Spain Dirección General de Ordenación del Juego (DGOJ) At some licensees Check the operator’s banking page.
Italy Agenzia delle Dogane e dei Monopoli (ADM) At some licensees Check the operator’s banking page.
US states with legal online casinos State regulators, e.g. New Jersey Division of Gaming Enforcement Yes, at state-licensed operators BetMGM’s New Jersey help pages list PayPal withdrawals within 24 hours after internal review; FanDuel requires a successful PayPal deposit before a PayPal withdrawal.
Offshore casinos (Curaçao, Anjouan, Tobique and others) Offshore regulators No Use an e-wallet such as Skrill or Neteller, a card or a bank payment instead.

Availability changes as operators add or drop methods, so the operator’s own banking page and cashier are the final word. Where a casino is licensed by your national regulator, look it up on the regulator’s register before you deposit.

UK players

Only operators licensed by the UK Gambling Commission may offer gambling to people in Great Britain (Gambling Act 2005). GAMSTOP self-exclusion only covers UKGC-licensed sites. PayPal is offered at many UKGC-licensed casinos, but not all of them. Look for it on the operator’s banking page, and remember that since 14 April 2020 a licensed operator may not accept gambling payments funded by a credit card, which includes a PayPal account topped up from a credit card. If you live in Great Britain, choose a UKGC licensee and check it on the Commission’s public register before you deposit.

PayPal casino deposits and withdrawals

The figures below are from PayPal’s UK fee page and operators’ help pages, read on 8 October 2026. Casino limits differ from operator to operator, so treat them as examples.

Item What applies Source
PayPal fee for paying a casino (UK personal account) No fee when no currency conversion is involved PayPal UK fee page
PayPal fee for moving winnings to your bank (UK) No fee when no currency conversion is involved PayPal UK fee page
Currency conversion A spread above PayPal’s base exchange rate PayPal UK fee page
Deposit speed Instant Operators’ banking pages
Withdrawal processing, example BetMGM New Jersey: within 24 hours after internal review BetMGM NJ help
Withdrawal rule, example FanDuel: a prior successful PayPal deposit is needed before a PayPal withdrawal FanDuel support
Minimum and maximum amounts Set by each casino; PayPal’s own account limits depend on verification Operator cashier

How to deposit with PayPal

  1. Open the cashier at a licensed casino that shows PayPal.
  2. Choose PayPal, enter the amount and log in to PayPal in the pop-up window or app.
  3. Pay from your PayPal balance or a linked bank account or debit card. In Great Britain a linked credit card cannot be used for gambling.
  4. The deposit is credited to your casino balance straight away.

How to withdraw to PayPal

Choose PayPal in the withdrawal menu and confirm. Most licensed casinos run a closed-loop system: BetMGM’s New Jersey help pages, for example, say deposits made through PayPal may be returned to PayPal before surplus winnings go to another method. The casino reviews the request and checks your identity if it has not done so already; once it is sent, a PayPal payout usually appears in your PayPal balance quickly. From there you can move it to your bank.

Why offshore casinos do not offer PayPal

PayPal’s approval process asks for a licence in each market the casino serves and for blocking of players in markets where it is not licensed. Offshore casinos, by design, take players from many countries on a single offshore licence, so they cannot meet that test. This is also why the casinos on our international lists, licensed in Malta, Anjouan or by the Tobique Gaming Commission, use Skrill, Neteller, cards, bank payments and crypto instead. If you see an offshore casino advertising PayPal, ask support which company actually processes the payment before you use it.

KYC and safety at PayPal casinos

Expect two sets of checks. PayPal verifies your identity and payment sources, and the casino verifies you under its licence. In Great Britain, licensed operators must verify your name, address and date of birth before you can deposit or gamble at all. The name on your PayPal account must match the name on your casino account, or the payment will be refused or the withdrawal held.

PayPal’s main safety benefit is that the casino never sees your card or bank details. It is not a way to reverse gambling losses: a deposit you played with at a licensed casino is a completed payment. If you have a complaint about a licensed casino, use its complaints process and then the alternative dispute resolution body it names.

Pros and cons of PayPal at casinos

  • Pro: only available at casinos approved by both a regulator and PayPal.
  • Pro: no PayPal fee in the UK for paying a casino or withdrawing to your bank, when no currency conversion is involved.
  • Pro: instant deposits and fast payouts after approval.
  • Con: not available at offshore casinos, and not at every licensed one.
  • Con: some casinos exclude e-wallet deposits, PayPal included, from bonuses; check the terms.
  • Con: currency conversion costs if your casino balance and PayPal account use different currencies.

PayPal alternatives

If your casino does not offer PayPal, the closest e-wallets are Skrill and Neteller, which most licensed and offshore casinos accept outside the US. For a direct bank payment without a wallet, see Trustly casinos. Our casino payment methods hub compares every option by country, and the legal casinos guide explains how to check that a casino is licensed where you live.

How we checked

We read PayPal’s policy and fee pages and the banking help pages of operators named here on 8 October 2026, and we checked the payments information of every casino on our own lists for PayPal. Our scoring method is published on the how we rate casinos page, where payments carry 20% of the score.

Play safely

Online gambling is for adults only: 18+ in most countries and higher in some. Set a deposit limit in the casino account before your first payment, and never use a payment method to chase losses. GamCare runs the free National Gambling Helpline on 0808 8020 133. Our responsible gambling guide lists help lines by country, plus self-exclusion tools and bank gambling blocks.

Frequently asked questions

Which online casinos accept PayPal?

Only casinos that PayPal has approved, in markets where online gambling is legal and licensed: for example many UK Gambling Commission licensees and state-licensed casinos in the US. No offshore casino we list offers PayPal, and not every licensed casino does either.

Can I withdraw casino winnings to PayPal?

Yes, at casinos that offer PayPal, usually after you have deposited with it. Casinos run a closed-loop system: BetMGM’s New Jersey help pages say PayPal deposits may be returned to PayPal before other winnings go elsewhere, and FanDuel requires a prior PayPal deposit.

Does PayPal charge fees for gambling?

In the UK, PayPal’s fee page shows no fee for paying a merchant or for withdrawing to your bank when no currency conversion is involved. Converting currency costs a spread above the base exchange rate.

Why is PayPal not available at my casino?

PayPal only works with gambling merchants it has approved in jurisdictions where the activity is legal. Offshore casinos cannot meet that test, and some licensed operators choose not to offer it; Sky Betting and Gaming brands say they no longer accept PayPal.

Can I use PayPal for gambling in the UK with a credit card?

No. Since 14 April 2020 UKGC licensees may not accept gambling payments by credit card, including through an e-wallet funded by a credit card. Link a debit card or bank account to PayPal instead.

Is a PayPal casino safe?

A casino that offers PayPal has passed PayPal’s approval and holds a licence in your market, which is a good sign. Still check the licence on the regulator’s register, and remember that PayPal cannot reverse money you have gambled.

Only at state-licensed casinos that PayPal has approved, such as operators in New Jersey and Pennsylvania. Offshore sites that accept US players do not offer PayPal, and PayPal’s US help page prohibits gambling payments outside approved merchants.

Sources

  1. PayPal help: what gambling activities does PayPal prohibit?
  2. PayPal: acceptable use policy
  3. PayPal UK: personal account fees
  4. BetMGM NJ help: withdrawals
  5. BetMGM NJ help: closed loop system
  6. FanDuel support: withdrawing with FanDuel
  7. Sky Vegas support: payment changes FAQ
  8. UK Gambling Commission: gambling using a credit card
  9. UK Gambling Commission: public register

About the author

Bruce Marshall

Bruce Marshall has written news and guide pages for 99 Casinos since September 2018, including the site's pages on safe and legal casinos, gaming software, free spins and blackjack. Refreshed pages are fact-checked against their listed sources before publication.