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Legal Online Casinos: What Is Legal Depends on Your Country

Legal online casinos depend on your country: UKGC, AGCO, Spelinspektionen, KSA, GGL and more, with a country-by-country table and how to check a licence.

By 99 Casinos Editorial Team Fact-checked by Bruce Marshall Updated 15 min read

Advertiser disclosure We may earn a commission when you open a casino through our links. Commercial arrangements can affect featured placement and list order, but never editorial scores, facts or warnings. Editorial policy · 18+

Whether an online casino is legal depends on the country you are in, not on the licence printed in the casino’s footer. In Great Britain only UK Gambling Commission licensees may offer gambling; in Ontario, only operators registered with the AGCO; in Sweden, only Spelinspektionen licensees; in the Netherlands, only KSA licensees. A licence from Malta, Curacao or Anjouan lets the operator run its business under that regulator’s rules. It does not make the casino legal everywhere, and some countries have banned EU-licensed operators that targeted their players. This page explains how to tell what is legal where you live, with a country table and register links, checked 19 October 2026.

Featured placement: Winna appears first by commercial arrangement. This position is separate from any editorial score. Check your country and the terms before playing.

  1. 1

    Winna Casino

    VIP rewards and rakeback

    • An offshore licence does not establish local permission. Check your jurisdiction; UK and US players are excluded.
    • 13 supported cryptocurrencies, including BTC and USDT
    • $20 equivalent minimum crypto withdrawal; checks apply
    • Provably fair verification for supported Winna Originals

    Licence: Tobique; legal-name discrepancy explained in the review

    Visit siteRead review18+ or local legal age. Country restrictions apply, including the US, UK, Germany, Netherlands, Spain, Ontario and New Brunswick. Rewards depend on VIP status; no fixed universal welcome bonus verified. KYC and fees may apply. T&Cs apply. An offshore licence does not establish local permission. Check your jurisdiction; UK and US players are excluded.
  2. 2

    Trixino

    777% up to EUR 7,777 + 25% cashback on slots (7x wagering); live casino 300% up to EUR 1,750

    • Lowest wagering of the five: 7x
    • Operator named on the site: Exceptiosoft LTD
    • Casino and sportsbook

    Licence: Anjouan ALSI-202606020-FI1 (Exceptiosoft LTD)

    Visit siteRead review18+. Slots package over 6 deposits, 7x wagering; max bet EUR 2 with an active bonus. Live games do not count towards wagering. The 25% cashback is part of the offer given to us; the casino's own pages do not show it. Withdrawals from EUR 100, capped at EUR 1,000 a day and EUR 10,000 a month. T&Cs apply.
  3. 3

    Smash Casino

    600% up to EUR 10,000 + 25% cashback on slots; live casino 300% up to EUR 2,250

    • Anjouan licence valid until September 2027
    • About 60 game studios, including Play'n GO
    • Casino and sportsbook

    Licence: Anjouan ALSI-202409012-FI1 (Softon LTD)

    Visit siteRead review18+. Slots package over 5 deposits, live package over 3. Wagering 10x (slots) and 25x (live) per the offer given to us; the casino's pages publish no wagering figure, and live games do not count towards wagering. Cashback on the site is VIP-only. Withdrawals from EUR 100, capped at EUR 1,000 a day and EUR 10,000 a month. T&Cs apply.
  4. 4

    Rivo Casino

    1000% up to EUR 10,000 + 25% cashback on slots (10x wagering); live casino 300% up to EUR 2,250

    • Largest match of the five: 1000% over 8 deposits
    • Anjouan licence valid until June 2027
    • Casino and sportsbook

    Licence: Anjouan ALSI-202606020-FI1 (Exceptiosoft LTD, per the register)

    Visit siteRead review18+. Slots package over 8 deposits at 10x; live package over 3 deposits at 25x, but the terms say live games do not count towards wagering. Cashback on the site is VIP-only. Bonus winnings capped at 25x the bonus. Withdrawals from EUR 100, capped at EUR 1,000 a day and EUR 10,000 a month. T&Cs apply.
  5. 5

    Wildzy

    600% up to EUR 10,000 + 25% cashback over 4 deposits (10x wagering)

    • 600% over 4 deposits at 10x
    • Visa, Mastercard, Apple Pay and Bitcoin
    • About 60 game studios, including Play'n GO

    Licence: Anjouan ALSI-202412035-FI2 (Rabocse SRL)

    Visit siteRead review18+. Match of 200%, 100%, 100% and 200% over the first 4 deposits at 10x. Cashback on the site is VIP-only. Bonus winnings capped at 25x. Withdrawals from EUR 100, capped at EUR 1,000 a day and EUR 10,000 a month; VPN use forfeits the balance. T&Cs apply.
  6. 6

    Seven Casino

    450% up to EUR 7,500 + 10% cashback over 4 deposits

    • 450% match over 4 deposits
    • 51 slot studios, including Play'n GO and Quickspin
    • Casino and sportsbook

    Licence: Anjouan ALSI-202606020-FI1 (Exceptiosoft LTD, for 777seven.casino)

    Visit siteRead review18+. Wagering 10x per the offer given to us; the casino's pages publish no wagering figure. Cashback on the site is VIP-only. Withdrawals from EUR 100, capped at EUR 1,000 a day and EUR 2,000 a week. T&Cs apply.

Disclosure: 99casinos.com may earn a commission if you sign up through links on this page. The five legacy brands hold offshore Anjouan licences checked on its public register. Winna is a featured placement with Tobique licence evidence and a legal-name discrepancy explained in its review. Neither offshore licence establishes permission in your country; check local law and each operator’s restrictions.

Winna Casino is our featured first placement, checked on 22 October 2026. Its public help centre lists 13 cryptocurrencies and a $20 equivalent minimum crypto withdrawal. VIP rewards depend on status; no fixed universal welcome bonus has been verified. An offshore licence does not establish local permission. Check your jurisdiction; UK and US players are excluded. Its offshore Tobique licence evidence, identity checks and country restrictions are explained in the review. The following Anjouan-specific comparisons describe the other five operators, where listed.

The five Anjouan-licensed casinos alongside Winna, Trixino (3.0 out of 5), Smash Casino (2.9), Rivo Casino (2.8), Wildzy (2.6) and Seven Casino (2.5), hold licences from Anjouan in the Comoros and are not licensed in the UK, Ontario, Sweden, Denmark, the Netherlands or Germany. Their own terms bar players from the UK, US, Germany, the Netherlands, France, Spain, Austria and Australia, among others; the main restricted-country clause also lists Cyprus and Sweden, although a second clause in the same terms leaves those two out. They are listed only for readers in countries that do not require a local licence; check the country table below and the casino’s own restricted list before you register. We score casinos with the method set out in how we rate casinos, where licence and operator transparency carry the most weight, which is one reason none of the five scores above 3 out of 5.

Three separate questions decide it, and the answer to each can differ.

  1. Is the operator licensed somewhere? A licence from a recognised regulator means the company is supervised: it has passed checks on the people who control it, its finances and its systems, and it must follow that regulator’s rules on fairness, money laundering and player protection.
  2. May it offer games in your country? This is decided by your country’s law. Many countries require a local licence for anyone targeting their residents, and an overseas licence does not replace it.
  3. What does your country’s law say about players? Most laws target the operator and its advertising, not the player. A few, such as Germany’s, also make participation an offence.

A casino can therefore be properly licensed and still be unlawful in your country, as happened when Spelinspektionen banned Claymore Malta on 8 January 2026 from offering games in Sweden without a Swedish licence. Two companies behind the legacy Anjouan brands compared here have received the same type of order from Spelinspektionen: Softon Ltd, which operates Smash Casino (9 July 2026), and Rabocse SRL, the register holder for Wildzy (18 August 2025). Each order bans the company from offering gambling to people in Sweden. The opposite case, a site with no licence at all, is not legal anywhere that regulates gambling.

Online casino law by country (October 2026)

Country Regulator Online casino status National self-exclusion Help
Great Britain UK Gambling Commission (UKGC) Licensed market; only UKGC licensees may serve GB customers (Gambling Act 2005, extended to overseas operators in 2014) GAMSTOP (UKGC sites only) National Gambling Helpline 0808 8020 133
Ireland Gambling Regulatory Authority of Ireland (GRAI) New regime under the Gambling Regulation Act 2024, licensing phased in from 2026, starting with betting National Gambling Exclusion Register (planned) HSE problem gambling services
Ontario (Canada) AGCO regulates; iGaming Ontario (iGO) contracts operators Open private market since 4 April 2022; iGO lists 49 operators and 84 websites (1 September 2026) Operator and provincial programmes ConnexOntario 1-866-531-2600
Other Canadian provinces Provincial lottery corporations Provincial sites such as PlayNow (BCLC) and Espacejeux (Loto-Quebec); Alberta passed the iGaming Alberta Act in 2025 to open a regulated private market Provincial programmes Provincial helplines
Sweden Spelinspektionen Licensed market since 1 January 2019; unlicensed sites targeting Sweden can be banned Spelpaus Stödlinjen 020-81 91 00
Denmark Spillemyndigheden Licensed market since 1 January 2012 ROFUS (via MitID) StopSpillet 70 22 28 25
Netherlands Kansspelautoriteit (KSA) Licensed market since 1 October 2021 (Remote Gambling Act, Koa) CRUKS AGOG 0900-2177721
Germany Gemeinsame Glücksspielbehörde der Länder (GGL) Virtual slots and online poker licensed nationally under the GluStV 2021, listed on the GGL whitelist; online table games are a matter for each state OASIS BIÖG helpline 0800 1 37 27 00
Spain Dirección General de Ordenación del Juego (DGOJ) Licensed market; Spanish licence required to target Spain RGIAJ Local services
Italy Agenzia delle Dogane e dei Monopoli (ADM) Licensed market through ADM concessions RUA Local services
Belgium Gaming Commission (Kansspelcommissie) Online casino only with an A+ licence linked to a Belgian land-based casino EPIS Local services
France Autorité nationale des jeux (ANJ) Online betting and poker licensed; online casino games such as slots and roulette are not permitted National ban register Joueurs Info Service
Finland Monopoly (Veikkaus) until the new law takes effect New Gambling Act: licence applications from 1 March 2026, licensed market from 1 July 2027 Operator tools Peluuri
Norway Lotteri- og stiftelsestilsynet State monopoly (Norsk Tipping); payment ban since 1 June 2010 and DNS blocking from 1 January 2025 Operator tools Hjelpelinjen
United States State regulators Eight states have legalised online casinos; seven markets are live (NJ, PA, MI, WV, CT, DE, RI); Maine legalised a tribal-only market that has not launched State programmes 1-800-MY-RESET
Australia ACMA enforces the Interactive Gambling Act 2001 Offering online casino games to Australians is an offence for the operator; ACMA has blocked 1,822 sites since November 2019 (as of 24 September 2026) BetStop (wagering) Gambling Help Online
India Ministry of Electronics and Information Technology (MeitY) The Promotion and Regulation of Online Gaming Act, 2025 bans offering, advertising and processing payments for online money games, casino games included, across India None for online casinos Local services
New Zealand Department of Internal Affairs Online Casino Gambling Act passed in 2026, providing for up to 15 licences; licensed sites had not launched as of October 2026 Venue and operator tools Gambling Helpline

Laws change, and some of these markets are mid-reform. Check the regulator’s own site before relying on any row, and remember that a casino’s own list of restricted countries is a minimum, not a statement of where it is legal.

Licensed markets in more detail

Great Britain

The Gambling Act 2005, as extended by the Gambling (Licensing and Advertising) Act 2014, requires any operator serving customers in Great Britain to hold a UKGC licence, wherever the company is based. Licensees must verify identity and age before a customer can gamble (since 7 May 2019), may not accept credit cards for gambling (since 14 April 2020), must cap online slot stakes at GBP 5 per spin, or GBP 2 for 18 to 24-year-olds (since spring 2025), and may not set bonus wagering above ten times the bonus (since 19 January 2026).

Ontario

Ontario opened its regulated market on 4 April 2022. The Alcohol and Gaming Commission of Ontario registers and regulates operators, while iGaming Ontario signs the operating agreements under which they offer games. A site that is not in iGO’s operator directory is not part of the regulated market.

Sweden and Denmark

Both run licensing systems that require any operator targeting their residents to hold a local licence, with national self-exclusion (Spelpaus in Sweden, ROFUS in Denmark) that licensed sites must check. Unlicensed sites are not covered by either scheme. Our guides to casinos without a Swedish licence and casinos without a Danish licence explain the rules, tax and complaint routes for players in those countries.

The Netherlands

Since 1 October 2021 only KSA licensees may offer online casino games to Dutch residents, and they must check every player against CRUKS before play. Our iDEAL casino page lists only KSA-licensed casinos for that reason.

Germany

Under the Glücksspielstaatsvertrag 2021 the GGL licenses virtual slot games and online poker nationally and publishes an official whitelist of permitted operators and websites; offers not on it are treated as unlawful in Germany. The Court of Justice of the EU confirmed on 16 April 2026 (case C-440/23) that member states may require their own permit for online casino games and that a Malta licence does not replace it.

What an offshore licence does and does not do

Licence What it gives the player What it does not do
Malta Gaming Authority (MGA) EU-based supervision, a public register, required alternative dispute resolution (the MGA’s Player Support Unit stopped ruling on individual disputes on 1 April 2019) Give a right to target countries with their own licensing, such as Sweden or Germany
Curacao Gaming Authority (CGA) Direct licences under the National Ordinance on Games of Chance (LOK), in force since 24 December 2024; disputes go to one of seven CGA-certified ADR bodies Mediate individual complaints itself, or make the site legal in your country
Anjouan (the licence held by the five Anjouan-licensed casinos compared here) A licence checkable through the site’s seal and the public register at anjouangaming.com; complaints via the seal, operator reply within 30 days Provide regulator-run complaint handling or local legality
Tobique Gaming Commission, Kahnawake Gaming Commission First Nation regulators in Canada with public lists or validators Make the site part of Ontario’s regulated market

Is it illegal for you to play at an offshore casino?

Usually the law is aimed at the business. Swedish law targets the operators and promoters of unlicensed gambling, not the player; Australia’s Interactive Gambling Act makes offering the games an offence for the operator; the UK’s licensing offence falls on the unlicensed operator. Germany is the main exception among large European markets: section 285 of its Criminal Code makes taking part in unlicensed public gambling punishable, with up to six months’ imprisonment or a fine, although prosecutions of individual players are rare.

Even where you commit no offence, playing outside your country’s licensed market has consequences. National self-exclusion does not apply, local complaint bodies cannot help, banks may block payments, and winnings can be taxable where licensed winnings would not be; in Sweden, for example, net winnings from casinos outside the EEA are taxed at 30% as capital income.

How to check whether a casino is licensed for you

  1. Find the legal operator name and licence number in the footer or the terms and conditions. A site that names no company is a warning sign.
  2. Look the operator up on the regulator’s own register, not on a picture of a seal: the UKGC public register, the MGA register at authorisation.mga.org.mt, the KSA register, Spelinspektionen’s licence list, Spillemyndigheden’s list, the GGL whitelist, the iGaming Ontario operator directory or the CGA register.
  3. Check that the register lists the exact website address you are using. Licences cover named domains, and copycat sites exist.
  4. Check the licence status (licensed, suspended, revoked) and the type of games it covers.
  5. Then check your own country’s rules using the table above. A valid MGA entry answers question one, not questions two and three.

For Anjouan licences, validate through the seal on the casino’s site where there is one, and check the licence number on the public register; a search by bare domain on the authority’s site does not give a reliable answer. Of the five legacy Anjouan brands, only Trixino names its operator and licence on its own pages in a way that matches the register. Rivo Casino, Wildzy and Seven Casino name no company on their sites, so we could link them to a licence only through the register. The terms of all five also put the contract under Curacao law, even though the licence is from Anjouan.

  • Your country is in the casino’s list of restricted territories, but the site lets you register anyway.
  • Your bank declines the payment or flags it as gambling with an unlicensed merchant.
  • The site does not appear on your regulator’s register, and your country requires a local licence.
  • The site is blocked by your internet provider, as in Norway, Australia or Germany.
  • It names no operator, or the named company does not match the register.

The first sign applies to some of the legacy Anjouan brands compared here. The sign-up forms we saw at Rivo Casino, Smash Casino and Wildzy still offer countries that their own terms prohibit, such as the UK, Germany and the Netherlands. Being able to register does not make it lawful or safe, and their terms let the operator forfeit the whole balance of a player who uses a VPN to get round a country block.

A locally licensed casino gives you the strongest protection, but a licence alone does not guarantee good terms, quick payouts or fair treatment of bonuses. Check withdrawal limits, complaint routes and terms as well. Our checklist for safe online casinos covers those checks, and our editorial policy explains how we verify licences before we list a casino.

UK players: these casinos are not for you

Only operators licensed by the UK Gambling Commission may offer gambling to people in Great Britain, under the Gambling Act 2005 as extended to overseas operators by the Gambling (Licensing and Advertising) Act 2014. None of the legacy Anjouan brands compared here holds a UKGC licence, and Winna and the legacy Anjouan brands list the United Kingdom as restricted in their terms. GAMSTOP self-exclusion only covers UKGC-licensed sites, and UKGC protections such as the 10x cap on bonus wagering in force since 19 January 2026 do not apply offshore. If you live in Great Britain, choose a UKGC-licensed casino and check it on the Commission’s public register.

Play safely

Use the helpline for your country in the table above if gambling stops being fun. Gambling is for adults only: 18+ in most countries, and higher in some (21 for casinos licensed in Estonia, for example). Set a deposit limit before you claim anything, treat any bonus as entertainment rather than income, and stop if you are chasing losses. In the UK, the National Gambling Helpline run by GamCare is free on 0808 8020 133, around the clock; BeGambleAware and Gambling Therapy offer support in other countries. Our responsible gambling guide lists tools and helplines by country.

Frequently asked questions

It depends on the country you are in. Great Britain, Ontario, Sweden, Denmark, the Netherlands, Spain, Italy and parts of the US license online casinos; France does not allow online casino games, and Australia makes offering them to Australians an offence for the operator. A casino is legal for you when your own country’s law allows it.

No. An MGA or Curacao licence lets the operator offer games from that jurisdiction under that regulator’s rules. Whether it may serve players in your country is decided by your country’s law. Sweden, for example, banned the Malta-licensed Claymore Malta in January 2026 from offering games to Swedes without a Swedish licence.

Is it illegal for me to play at an offshore casino?

In most countries the law targets the operator, not the player, but that is not universal. In Germany, taking part in unlicensed public gambling is itself an offence under section 285 of the Criminal Code, although prosecutions of individual players are rare. Players at unlicensed sites also lose local protections such as self-exclusion schemes and complaint routes.

How do I check if an online casino is licensed?

Find the operator name and licence number in the site footer or terms, then look it up on the regulator’s own register, such as the UK Gambling Commission public register, the MGA register, the KSA register or the iGaming Ontario operator directory. The register entry should list the exact website address.

Can UK players use the casinos on this page?

No. None of the legacy Anjouan brands compared here holds a UK Gambling Commission licence, Winna and the legacy Anjouan brands bar the UK in their terms, and only UKGC licensees may offer gambling to people in Great Britain. UK players should use a UKGC-licensed casino and check it on the Commission’s public register.

18 in most countries, including Great Britain, Sweden, Denmark, the Netherlands and Germany. Some set it higher, for example 21 for casinos licensed in Estonia and 21 in the US states that run legal online casino markets.

Sources

  1. UK Gambling Commission: public register
  2. AGCO: roles of the AGCO and iGaming Ontario
  3. iGaming Ontario: operator directory
  4. Spelinspektionen: licence holders
  5. Spillemyndigheden: guidelines for operators of betting and online casino
  6. Kansspelautoriteit: Remote Gambling Act in force
  7. GGL: FAQ for players on LUGAS and the whitelist
  8. ANJ: fighting the illegal offer
  9. GRAI: licensing phasing
  10. MGA register: licensee verification
  11. Curacao Gaming Authority
  12. German Criminal Code, section 285
  13. India Code: The Promotion and Regulation of Online Gaming Act, 2025 (Act 32 of 2025)
  14. Press Information Bureau: Government enacts Online Gaming Act 2025, prohibits all forms of online money games
  15. Winna — Gaming licence and regulatory information, checked 22 October 2026
  16. Tobique Gaming Commission — Licence holders, checked 22 October 2026
  17. Winna — Terms of service (publicly indexed primary text; direct page returned a JavaScript shell), checked 22 October 2026
  18. Winna — Supported countries, checked 22 October 2026
  19. Winna — Acceptable coins for deposits and withdrawals, checked 22 October 2026
  20. Winna — Making a withdrawal, checked 22 October 2026
  21. Winna — VIP programme, checked 22 October 2026
  22. Winna — VIP transfer overview, checked 22 October 2026
  23. Winna — Provably fair implementation, checked 22 October 2026